Are you tired of the current epileptic power supply nation-wide? No worries, we got you covered… The Alternative Energy Finance Scheme, gives you access to acquire a combo of Solar, Inverter & Batteries and pay over a period of time with ease!!!

Household Equipment

The Sterling Household Equipment Lease gives you the opportunity to acquire household equipment and spread the payment over a period of time.

It is available to everyone with a regular monthly source of income.


  • Maximum tenor of 24 months
  • Competitive pricing
  • 20% equity contribution

General Requirement

  • Hand written application letter
  • Duly executed consumer Loan application form
  • Minimum of three (3) months active banking relationship with Sterling Bank
  • Submission of proforma invoice from the bank's approved vendor
  • Customer's debt Service Coverage Ratio (DSCR) should not exceed 33.33% (i.e. loan installment divided by income)
  • Up-front payment of equity contribution, up-front fees and insurance premium
  • Up-front submission of post-dated cheque for the loan installments, subsequent insurance premium(s) renewal and periodic fees throughout the loan tenor

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